Money Smart for kids

Money Smart for kids

A bank account and savings account for 11 to 15 year olds with parental oversight.

Money Smart

Savings calculator. Easy as 1, 2, 3.

Savings calculator. Easy as 1, 2, 3.

Whether you want to find out how much to save each month or the future value of your savings, our calculator can do the hard work for you.

Savings calculator

Royal Secure Savers Prize Draw

Royal Secure Savers Prize Draw

Every month, our Savers Prize Draw makes three lucky savers £100,000 better off. Visit the prize draw page for the full draw rules.

Find out how to register

The new Base Rate

The new Base Rate

On 23rd March 2023, the Bank of England announced an increase in the Bank of England Base Rate from 4.00% to 4.25%.

About the Base Rate change

Choose your ideal account

We have a range of savings accounts, whether you need easy access to your money, peace of mind of a fixed rate of return, tax free or even one for your child.

Easy access to your money

Easy access to your money

Ideal if you need to access your savings regularly.

View our easy access accounts

Kids' savings accounts

Kids' savings accounts

Save for your child’s future and teach younger ones about saving.

  • Allow family members to save for a child.
  • Teach children about saving.
  • First account for young adults.
Compare kids' savings accounts

Cash ISAs

Cash ISAs

Everyone likes to save tax-free so start saving with a cash ISA today.

Compare cash ISA accounts

Fixed term accounts

Fixed term accounts

Earn a higher rate of interest for setting aside your savings for a fixed period of time.

Compare fixed term accounts

Support a mortgage

Support a mortgage

Help a family member buy their first home.

  • Your family member won't need a deposit. Your savings can be held as security for the mortgage.
  • Get your money after 3 years if no missed mortgage payments.
  • The savings will earn you fixed interest.

More about supporting a mortgage

See all our accounts

See all our accounts

Have you considered investing?

Have you considered investing?

Investing opportunities are available to everyone.

We offer ready-made investment accounts where all the work is done for you and you can Invest from just £100 per month, or lump sums from as low as £2,000. Capital at risk.

Ready-made investments

Existing savings customers

Existing savings customers

Set up the Mobile Banking app

Set up the Mobile Banking app

Join over 5 million of our customers who already use the app.

• It's fast, simple and secure.

• Access to app exclusive features like changing your address.

• Sign in using fingerprint or Face ID with a compatible device.

Get it on Google PlayDownload on the App Store

 

 

Step by step guide to setting up the app

Tax treatment depends on individual circumstances and may change in the future.

For a definition of AER, gross and other terms, view our savings glossary.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

Must be registered for Online Banking. Terms and conditions apply. Available to Online Banking customers with a UK personal account and valid registered phone number. Our app is available to iPhone and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Our app does not work on jailbroken or rooted devices. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google LLC.